Below is a table I came up with when reading John Owen’s book The Death of Death in the Death of Christ. His basic argument is if Christ did all things for all people then all would be saved because God is not unjust and wouldn’t punish people for sins that had been paid for by Christ. Since the Bible is clearly against universalism then that leaves us with two viable options; either Christ’s death didn’t cover all sins or it wasn’t for all people. In other words the atonement is limited either by quality or quantity. Owen then goes on to argue that Christ came to “save sinners” (1 Tim. 1:15), not merely to make a way for sinners to save themselves by overcoming unbelief on their own. His argument is that Christ’s atonement purchased that belief as well, leaving nothing for those who are Christ’s to do for their salvation.
I added another group that Owen didn’t talk about. It is those who say that Christ’s atonement didn’t accomplish anything for believers, but merely set an example. I think any Bible believing Christian can see that this is obviously in error.
| All Sins | Some Sins | No Sins | |
| All People | Universalists (Christ did all things for all people therefore all are saved) | Semi -Pelagians such as Roman Catholics and Arminians (Christ did most things for all people, but left the sin of unbelief to be overcome by the individual) | N/A |
| Some People | Reformed (Christ did all things for those that the father gave him) | N/A | N/A |
| No People | N/A | N/A | Many Emergent church leaders and liberals (Christ died as an example of how we should live, but didn’t actually accomplish anything for us) |